Cheddar - instant cashback

Cheddar is the award-winning savings and money transfer app designed exclusively for all UK consumers. You're not just saving money; you're taking control of your finances with a smarter, more personalised approach to managing your everyday expenses.

Start by tracking every penny spent with the fully automated spend tracker.

Turn your everyday shopping into savings on groceries, takeaways, clothes, homeware, travel and going out with tools that earn you cashback on your spend.

That’s why we’re the highest rated UK cashback app on Trustpilot with an excellent score.

Why Cheddar?

- Award-winning: Best Newcomer at the British Bank Awards 2024, and shortlisted for Best Personal Finance app AND Innovation of the year.

- Automatic Spend Tracking: Link your bank accounts and credit cards to get comprehensive overviews of your monthly spend to know exactly where wach penny goes.

- Instant Cashback Rewards: Shop with our cashback gift cards and enjoy instant, guaranteed cashback from 100+ leading brands. It’s never been easier to save on your everyday purchases.

- Hyper-Personalised Offers: Thanks to our secure integration with your existing bank accounts, Cheddar understands your spending habits to deliver smart cashback offers and savings that are relevant to you. No more searching for deals; they come to you.

- Simplify Group Expenses: Split bills and share expenses without the hassle of chasing or exchanging bank details. Cheddar’s person-to-person bank transfer feature makes it easy to get paid back or settle debts smoothly.

How to get started:

1. Download the Cheddar app
2. Create a free account. No ID required and no credit checks.
3. Link your bank account(s) and credit cards.
4. See your spend insights instantly, with overviews by month
5. Start earning instant cashback with personalised offers in the app
6. Earn cash (not points) effortlessly. No more waiting months for cashback.
7. Redeem this cash directly to your linked bank account instantly without fees.

Some available brands include:

Groceries: Tesco, ASDA, M&S, Morrisons, Iceland, Farmfoods, McColls, Hello Fresh, Sainsbury's

Takeaway: Deliveroo, Just Eat, Uber Eats

Coffee: Costa, Starbucks, Caffe Nero

Shopping: Currys, Boots

Fashion: Nike, Adidas, New Look, Foot Locker, JD Sports, Sports Direct, Boohoo

Home: B&M, B&Q, Ikea

Travel: AirBnB, Uber, National Express, Virgin, Eurostar

Plus many more…

Key Features:

- Instant Cashback Gift Cards: Purchase gift cards from over 100 UK retailers and get cashback instantly.

- Savings insights: See how much you should be saving at every brand based on your actual spend habits, even before joining Cheddar

Savings Performance: Get a monthly overview of where you saved using gift cards, and where you missed out by using your bank cards instead of a gift card

- Spend tracker: Automatically categorises your spend and presents visual insights so you can account for every penny spent to make smarter financial decisions.

- Earn cash: build a cashback pot and withdraw it instantly when needed to a linked bank account.

- Person-to-Person Payments: Send and receive money effortlessly, all without needing to share bank information.

- Tailored Offers: Receive cashback offers that match your shopping habits and preferences.

- Easy to Use: A sleek, intuitive interface that makes maximising your savings and expenses a breeze.

Cheddar is more than an app; it’s your financial companion that makes sure you rarely pay full price again. Enjoy the feeling of making your money go further, receiving relevant offers, and managing group expenses without awkward conversations.

Download Cheddar now and start your journey towards smarter spending and effortless saving!

Support:

Experiencing issues or have suggestions? Our dedicated support team is here to help. Contact us directly through the app, visit our website for more information or email us at support@cheddar.me